Get to know
Penny and Purpose

Hello!

Welcome to Penny and Purpose, your money savvy friend helping you to master personal finance, build smart money habits, and achieve financial freedom... without getting overwhelmed.

Money doesn’t have to be overwhelming, boring, or something you avoid until you are in a desperate position. Whether you're figuring out budgeting, paying off debt, or trying to build wealth, I’m here to help you navigate personal finance in a way that actually makes sense, without the fluff or unnecessary confusion.

Our Story

Penny and Purpose was born from too many conversations where money felt like an awkward, off limits topic. Like Charlotte from Sex and the City said, "I'm uncomfortable with this conversation. We shouldn't be talking about money." Or if on the rare occasion people did talk about it, I quickly began to realize many finance professionals who didn’t budget, high earners who lived paycheck to paycheck, and people who thought investing wasn't possible for them because it's too complicated.

And that's when it hit me... financial literacy isn’t just about what you know, it’s about what you do.

I know what it’s like to struggle with money. I still occasionally suffer from scarcity mindset. But I also know how empowering it feels to finally take control and make your money work for you. That’s why I started this blog to break the barrier around talking about money and to help others build wealth without the stress, confusion, or feelings of defeat.

Our Values

Transparency: We share real, unfiltered experiences because financial growth isn’t always linear.
Empowerment: Knowledge is power, and we believe anyone can take charge of their financial future.
Growth: Small, consistent actions lead to major transformations. We practice what we preach.

Join Us on This Journey

If you’re sick of the 9 to 5 grind, need help getting out of debt, or just want to learn how to make money, you’re in the right place. Financial freedom doesn’t happen overnight, but it starts with one step. And you’ve already taken it by being here.

💌 We’d love to hear from you! Whether you have questions, collaboration ideas, or just want to say hello, feel free to reach out sam@pennyandpurpose.com.